If you or a family member has been seriously injured at work, these are troubling times for you. Workers’ compensation insurance should cover necessary medical care and replace a portion of lost wages. Unfortunately, getting all the benefits you deserve — for the time that you need them — is an imposing challenge.
Get Reliable Counsel After Any Work-Related Injury · No Upfront Cost Or Risk
How can we help you?
Please do not risk trying to secure Massachusetts workers’ compensation benefits without a qualified lawyer on your side. Workers’ compensation claims are sometimes unfairly denied. Benefits are often terminated suddenly for reasons injured people do not understand. Attorney Mark S. Horrigan will step in to help protect your rights and obtain the benefits you deserve.
You have nothing to lose by seeking the legal help you need. We provide a free initial consultation and charge attorney fees only when we obtain benefits for you. In most cases, that fee is established by law as a percentage of the settlement.
Recent Workers’ Compensation Settlements:
Settlement on 8/18/14
Settlement on 1/20/17
Structured settlement 11/21/16 with an overall net payout to the client of $425,500 over specified period
Settlement on 1/20/17
Settlement on 4/20/16
Decades Of Experience In Negotiations, Hearings And Trials
Attorney Horrigan has decades of experience evaluating work injury claims and building the strongest possible cases for his clients. Having worked extensively on the defense side, he has an in-depth understanding of the opposition’s objectives and strategies. He has taken more than 100 cases through trial in all.
Notable strengths include:
Experience handling many complex construction accident cases, including those that call for a third-party personal injury claim or lawsuit against a negligent party other than the employer
Proven skill in navigating the steps required to obtain hearings before the Department of Industrial Accidents (DIA)
A full-service approach to helping people pursue all sources of compensation available after work-related injuries, including Social Security Disability benefits
Case Consideration Workers’ Compensation Claims
Call Us At 781-691-5769 Or Toll Free At 866-257-6476
Se Habla Español
Prompt action may be very important for protection of your rights. You can talk to Mr. Horrigan. He is calm and patient in explaining clients’ rights and options — and we have a full-time staff member who is fluent in Spanish.
If you need guidance to file a workers’ compensation claim, contact us at the Law Offices of Mark S. Horrigan in Lynn. If your claim has been denied, your benefits terminated or other problems have come up, we will know what to do.
Case Considerations: Workers’ Compensation
Basic Massachusetts Workers’ Compensation Case Processing Considerations
14 Day Response Period Runs From Workers’ Compensation Insurer’s Receipt of 1st Report Of Injury from the Employer
A workers’ compensation insurer must either begin making payments within fourteen days of receiving a first report of injury from the employer or issue a written denial with the grounds stated therein for the denial.
- Can pay for first 180 days without accepting liability
- Reserves right to discontinue benefits with one week’s notice during 180 day period. This 180 period is subject to extension by agreement between parties
Temporary total Disability payments under section 34
Weekly Section 34 Compensation Rate is 60% of Average Weekly Wage (AWW)
Average weekly wage is generally determined by wages during the 52 weeks before the accident date, or the number of weeks worked before the accident date, whichever is shorter (in cases where the injured party has worked a total of less than a year at the job).
Ceiling on Duration of Section 34, Temporary Total Disability payments – 3 years
Procedural Effect of Exhaustion of Section 34 Benefits – must prove either a continuing partial disability or a permanent and total disability otherwise benefits will terminate
Partial Disability under Section 35
Rate Determination- 60% of difference between the average weekly wage before the injury and the weekly wage the employee is capable of earning after the injury but not more than 75% of section 34, temporary total disability rate
Ceiling on Duration of Section 35 Partial Disability Payment- generally 260 weeks with some very limited exceptions
Permanent and Total Disability under Section 34A
General Standard- totally disabled from all forms of employment except those of a trifling nature
Section 34A rate – .666 or two-thirds of AWW
Procedural Mechanisms for Terminating or Modifying Weekly Benefits
- 7 days notice before payment without prejudice period ends
- Application to terminate or modify weekly benefits based upon an insurer’s medical exam
- Unilateral termination based upon report of treating physician or impartial examiner assigned by DIA stating employee capable of resuming former job or job that has been offered to him
Employee’s Remedy or Response to Unilateral Termination or Insurer’s Application to Terminate of Modify
Procure medical report(s) proving continuing disability
File Claim for further compensation – starts litigation process
Stages of Massachusetts Workers’ Compensation Litigation Process
Case may be settled per agreement of the parties at any stage of the process.
- Claim or application for discontinuance
- Conciliation – determination of whether minimum elements of a claim are present (Conciliator attempts to facilitate settlement)
- Conference – 1st time claim or application for discontinuance is argued by attorneys before DIA Administrative Judge. Either side may appeal preliminary ruling within 14 days
- Hearing – equivalent of trial –witnesses testify and a deposition may be scheduled of the impartial examiner and, in some cases, of other examining physicians at a later date within a time limit set by the court. Administrative judge issues written decision on disability, the extent of disability and whether the disability is causally connected to the work accident
- Appeal of written decision by administrative judge – generally limited to errors of law – initial appeal is to DIA Review Board, subsequent further appeal may be taken to a Massachusetts Appeals Court
Benefits that May be Due Employee Other than Weekly Disability Payments
Section 36 provides specified amounts for certain permanent losses of bodily function and certain, specified types of disfigurement
Insurer or Workers’ Compensation Trust Fund pays fee in accordance with the statute if the employee has benefits awarded during any stage of the litigation process and the case remains unsettled
Lump sum settlement – fee is 20% of any lump sum settlement if liability has been established before the settlement either by a decision of a judge or by the acceptance of liability by the insurer; fee if 15% if liability has not been established before the case settles